Sammy Thompson would love to erase her one big regret in life. A mistake that tore her family apart. A mistake that caused her to flee Belle Island years ago. Now she's returned and certain if she buys back Bellemire Cottage it will lessen some of the pain she caused.

A policewoman in a small Florida community, Sloan Reynolds knows that her modest upbringing is a long way from the social whirl of Palm Beach, the world inhabited by her father and her sister, Paris. But when an FBI agent informs her that her father and his associates are suspected of fraud, conspiracy, and murder, Sloan agrees to accept the sudden invitation they extend to have her join them for the Palm Beach season.